Credit Card Comparison from JSNET.org

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Successfully applying for a credit card if you have a poor or bad credit history can be difficult. All of the bad credit credit cards on this page are available to applicants with a less than perfect credit history or even credit black marks against their name. They are a great way of accessing credit and building your credit history.

 
Featured Card
APR: *
Intro rate: *
Intro period: *
Grace period: Check Site
Annual fee: See Terms*
Featured Card. Most Popular from Bad Credit:
Most Popular from Bad Credit:
Wired Plastic™ Visa® Prepaid Card from The Bancorp Bank
  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
Apply now
NetSpend® Visa® Prepaid Debit Card Apply now
NetSpend® Visa® Prepaid Debit Card from MetaBank
  • 100% approval - No credit check required
  • Short-term iAdvance Line of Credit - Now available!
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide

APR: * Intro rate: * Intro period: *
Grace period: Check Site Annual fee: None
READYdebit™ card Apply now
READYdebit™ card from MetaBank
  • 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
APR: * Intro rate: * Intro period: *
Grace period: Check Site Annual fee: N/A*
Prepaid Visa® Purple Diamond RushCard Apply now
Prepaid Visa® Purple Diamond RushCard from M&T Bank
  • FREE Direct Deposit
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees

APR: * Intro rate: * Intro period: *
Grace period: Check Site Annual fee: See Terms*
New Millennium Bank Platinum Visa® or MasterCard® Apply now
New Millennium Bank Platinum Visa® or MasterCard® from New Millennium Bank
  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

APR: 19.5% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: $59 Annually
SilverCard Prepaid MasterCard® Apply now
SilverCard Prepaid MasterCard® from MetaBank
  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks

APR: * Intro rate: * Intro period: *
Grace period: Check Site Annual fee: N/A
Prepaid Visa® Black Diamond RushCard Apply now
Prepaid Visa® Black Diamond RushCard from M&T Bank
  • FREE Direct Deposit
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees

APR: * Intro rate: * Intro period: *
Grace period: Check Site Annual fee: See Terms*