JS Net's credit card balance transfer offers are designed to help save you interest payments on your current balances. These great offers have different interest free periods and some have a long term low rate period.
Balance transfer credit cards are a great way of saving dollars on your interest repayments of your current credit card balance. So stop racking up credit card debt and transfer your credit card balance to a new, improved credit card offer.
We have listed some of the best balance transfer credit cards that are available on the market below. Many of these deals come with additional extras such as rewards, cash back and introductory purchase rates. However, you should note that there may be additional fees involced with both the credit card and the balance transfer, these fees include annual charges and also the balance transfer charge.
| APR: 9.99% |
| Intro rate: 0% APR for Up to 12 Months |
| Intro period: 12 |
| Grace period: 20 Days |
| Annual fee: $0 |
Most Popular from Balance Transfer Cards:
Blue Cash® from American Express from American Express©
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Express Approval. Get a Decision in Less Than 60 Seconds.
Blue from American Express® from American Express©
- 0% APR on Purchases for Up to 12 Months
- No Annual Fee
- Low Balance Transfer APR ? 2.99% for 12 Months
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds.
| APR: 8.99% | Intro rate: 0% APR for Up to 12 Months | Intro period: 12 |
| Grace period: 20 Days | Annual fee: $0 |
Discover® More(SM) Card - Wildlife Collectio from Discover©
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| APR: 9.99% | Intro rate: 0% Intro APR* | Intro period: 6 |
| Grace period: 25 Days (Min.) | Annual fee: $0 |
Bank of America World MasterCard® with WorldP from Bank of America
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge(SM) service, a unique personal assistance service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Blue Sky from American Express® from American Express©
- 0% Intro APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds.
| APR: 9.99% | Intro rate: 0% APR for Up to 12 Months | Intro period: 12 |
| Grace period: 20 Days | Annual fee: $0 |
Miles by Discover® Card from Discover©
- Double Miles on Grocery Store Purchases in November and December*
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 70 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| APR: 9.99% | Intro rate: 0% Intro APR* | Intro period: 6 |
| Grace period: 25 Days (Min.) | Annual fee: $0 |
Bank of America WorldPoints™ Platinum Plus from Bank of America
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Bank of America Accelerated Rewards™ American from Bank of America
- Earn rewards faster with 1.25 points for every net retail purchase dollar§
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Clear from American Express® from American Express©
- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- 0% Intro APR for Up to 12 Months
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- Pay in Full, or Carry a Balance
- Express Approval. Get a Decision in Less than 60 Seconds
| APR: 10.99% | Intro rate: 0% APR for up to 12 Months | Intro period: 12 |
| Grace period: 28 - 31 Days | Annual fee: $0 |
Financial Rewards® Visa® Platinum Plus&# from Bank of America
- 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
- Earn 5 bonus points with your first purchase.
- Points do not expire for 5 years
- Online Banking Service
- Total Security Protection®
- No Annual Fee
- Card issued by FIA Card Services, NA.
| APR: 10.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Discover® More(SM) Card - Clear from Discover©
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| APR: 9.99% | Intro rate: 0% Intro APR* | Intro period: 6 |
| Grace period: 25 Days (Min.) | Annual fee: $0 |
Bank of America Cash Rewards Platinum Plus® M from Bank of America
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first fifteen billing cycles.
- For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back - with no limit to how much cash back you can earn.
- No Annual Fee
- Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
- Absolute fraud protection against unauthorized use, online and offline.
- Card issued by FIA Card Services, N.A.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Bank of America WorldPoints™ Platinum Plus from Bank of America
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A. (USA)
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Fidelity Investments® 529 College Rewards from FIA Card Services
- Earn 1.5% on net retail purchases charged to the card
- Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically
- 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
- With American Express SelectsSM, enjoy special online offers for your family from merchants around the world
- Card issued by FIA Card Services, N.A.
| APR: 16.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $0 |
Home Advantage™ World MasterCard® Credit from Bank of America
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- Earn 1 point for every $1 in net retail purchases at all merchants§
- Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
- Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
- No limit to the number of points you can earn each year
- Absolute fraud protection against unauthorized use, online and offline
- Access to the MyConcierge(SM) service, a unique personal assistance service§
- Secure Online Account Access and electronic bill payment service
- Card issued by FIA Card Services, N.A.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Fidelity Investments Rewards Visa Signature® from FIA Card Services
- Earn one Point for every dollar spent in net retail purchases.§
- Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more.§
- 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks through your first 12 billing cycles.
- No Annual Fee.
| APR: 14.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
NFL Extra Points™ Platinum Plus® Visa from Bank of America
- Earn reward points with each purchase you make with your NFL Extra Points™ credit card and get the ultimate NFL experience for yourself.§§
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- No Annual Fee.
- Earn 1 point for every $1 in net retail purchases.
- No limit to the number of points you can earn each year
- Card issued by FIA Card Services, N.A.
| APR: 9.99% / 15.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
NASCAR RacePointsSM Platinum Plus® Visa® from Bank of America
- Earn RacePointsSM every time you make a purchase.
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
- No annual fee
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
| APR: 9.99% / 15.99% | Intro rate: 0% | Intro period: 12 Billing Cycles |
| Grace period: Check Site | Annual fee: None |
Major League Baseball® Extra Bases™ Cred from Bank of America
- The only credit card on the planet that earns you points towards autographed memorabilia by past and current players, VIP access, field-level game tickets, travel rewards and even cash rewards that will blow you away!§§
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
- No Annual Fee
- Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.§
- Offers secure online access.
- 24/7 fraud protection
- Card issued by FIA Card Services, N.A.
| APR: 9.99% / 15.99% | Intro rate: 0% | Intro period: 12 Billing Cycles |
| Grace period: Check Site | Annual fee: None |
Ducks Unlimited WorldPoints™ Platinum Plus from Bank of America
- Bank of America makes a contribution to Ducks Unlimited with every purchase
- Earn WorldPoints with every retail purchase you make with the card.
- No annual fee
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Zero liability for unauthorized card use.
- Card issued by FIA Card Services, N.A.
| APR: 9.99% / 15.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Discover® Open Road(SM) Card from Discover©
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| APR: 9.99% | Intro rate: 0% Intro APR* | Intro period: 6 |
| Grace period: 25 Days (Min.) | Annual fee: $0 |
Pulaski Bank Visa® Card from Pulaski Bank
- Fixed Rate APR of 6.5%
- 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
| APR: 6.5% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $35 |
Pulaski Bank Gold Visa® Card from Pulaski Bank
- Fixed Rate APR of 8%
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles. Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
| APR: 8% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $0 |
Wyndham Rewards MasterCard(SM) from Bank of America
- 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
- No Annual Fee
- 24-hour Online Access
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A.
| APR: 9.99% / 15.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Elite Rewards® World MasterCard® from Bank of America
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
- No annual fee.
- Earn 500 Bonus Points after first qualifying purchase with the account.
- Earn Bonus Points for every net retail dollar you spend at participating merchants.
- Card issued by FIA Card Services, N.A.
| APR: 9.9% / 15.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
BoatU.S.™ Platinum Plus® Visa® Card from Bank of America
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for the first 12 billing cycles.
- Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
- Access to the MyConciergeSM service, a unique personal assistance service**
- Absolute fraud protection against unauthorized use, online and offline
- No annual fee
- Card issued by FIA Card Services, N.A.
| APR: 9.9% / 15.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Virgin Atlantic American Express® Card- Black from Bank of America
- 0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
- 20,000 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1.5 miles per $1 spent in retail purchases
- Earn up to 2 tier points per month for accelerated Flying Club status
- Earn up to 15,000 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for each additional Cardmember added (max 2)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
| APR: 13.99% | Intro rate: 0% | Intro period: 6 Billing Cycles |
| Grace period: Check Site | Annual fee: $90 |
Virgin Atlantic American Express® Card- White from Bank of America
- 0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
- 12,500 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1 miles per $1 spent in retail purchases
- Earn up to 7,500 additional bonus miles upon anniversary
- Earn an 2,500 bonus miles for an additional Cardmember added (max 1)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
- This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
| APR: 13.99% | Intro rate: 0% | Intro period: 6 Billing Cycles |
| Grace period: Check Site | Annual fee: $49 |
HSBC Platinum MasterCard® with Cash Back Rewa from HSBC Bank
- Earn Unlimited 1% Cash Back Rewards On New Net Retail Purchases, Everywhere You Shop!
- Simple and Straightforward Rewards: No Earnings Caps, Spending Categories, Tiers, or Point Expiration
- Platinum Benefits Include Unlimited Purchases Protection, Extended Warranties, and Rental Car Insurance
- 0% Introductory APR On Card Purchases and Balance Transfers for 12 Months and No Annual Fee.*
- Instant Decision In As Little As 60 Seconds
| APR: % | Intro rate: 0% APR for 12 Months | Intro period: 12 |
| Grace period: 20 Days | Annual fee: $0 |
IberiaBank Visa® Gold Cash Back Rewards Card from IberiaBank
- Earn 1% in Cash Back Credit on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage Up to $500,000
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
| APR: 8.5% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $0 |
IberiaBank Visa® Platinum Rewards Card from IberiaBank
- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experiential Rewards
- Travel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
| APR: 8.5% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $0 |
Discover® More(SM) Card from Discover©
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| APR: 9.99% | Intro rate: 0% Intro APR* | Intro period: 6 |
| Grace period: 25 Days (Min.) | Annual fee: $0 |
Bank of America Visa Signature® WorldPoints&# from Bank of America
- Receive a $25 Statement Credit§§ after qualifying transaction(s)*
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
- Card issued by FIA Card Services, NA.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Discover® Motiva(SM) Card from Discover©
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online ? Even on Your Payment Due Date
- Choose a Payment Due Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| APR: 9.99% | Intro rate: 3.99% Intro APR* | Intro period: 6 |
| Grace period: 25 Days (Min.) | Annual fee: $0 |
Discover® More(SM) Card - Monogram from Discover©
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus® Partners*
- 0% Intro APR*
- Choose Your Personalized Design
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
| APR: 9.99% | Intro rate: 0% Intro APR* | Intro period: 6 |
| Grace period: 25 Days (Min.) | Annual fee: $0 |
Discover® More(SM) Card - Sealife Collection from Discover©
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information