Welcome JS Net's instant approval credit cards section. Many of the credit card listed on this page will give you a online decision within 60 seconds from submitting your application.
Any of the great credit cards below will give an instant decision to your credit card application, normally within 60 seconds.
| APR: * |
| Intro rate: * |
| Intro period: * |
| Grace period: Check Site |
| Annual fee: See Terms* |
Most Popular from Instant Approval Cards:
Prepaid Visa® RushCard from M&T Bank
- Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
NetSpend® Visa® Prepaid Debit Card from MetaBank
- 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: None |
READYdebit™ card from MetaBank
- 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: N/A* |
NetSpend® MasterCard® Prepaid Debit Card from MetaBank
- 100% approval - No credit check required
- Make purchases anywhere MasterCard Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive!
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide!
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: None |
Prepaid Visa® Black Diamond RushCard from M&T Bank
- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
Prepaid Visa® Purple Diamond RushCard from M&T Bank
- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
American Express (R) Preferred Rewards Gold Card from American Express©
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $125 annual fee |
New Millennium Bank Platinum Visa® or MasterCard® from New Millennium Bank
- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply
| APR: 19.5% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $59 Annually |