Looking for a new low interest credit card? Listed below are some of the best low interest credit cards that are available on the market today. Some of these great credit card offers even have benefits in addition to the low interest rate such as cash back, introductory rates and even rewards.
These credit cards are generally targeted towards visitors that have a good or better credit rating.
| APR: 9.99% - 19.99% |
| Intro rate: N/A |
| Intro period: N/A |
| Grace period: Check Site |
| Annual fee: None |
Most Popular from Low Interest Credit Cards:
Bank of America Visa Signature® WorldPoints from Bank of America
- Receive a $25 Statement Credit§§ after qualifying transaction(s)*
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
- Card issued by FIA Card Services, NA.
Home Advantage World MasterCard® Credit from Bank of America
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- Earn 1 point for every $1 in net retail purchases at all merchants§
- Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
- Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
- No limit to the number of points you can earn each year
- Absolute fraud protection against unauthorized use, online and offline
- Access to the MyConcierge(SM) service, a unique personal assistance service§
- Secure Online Account Access and electronic bill payment service
- Card issued by FIA Card Services, N.A.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Bank of America® Accelerated Cash Rewards from Bank of America
- Earn Cash Rewards of 1.25% for every $1 in new net retail purchase transactions
- 1.25% redemption value; cash rewards redemption begins at $4,000
- Cash Rewards are payable in a check, statement credit or direct deposit into checking or savings account in increments of $50 upon request. Cash Rewards redemptions are available at the following levels: $50, $100, $150, $200, $250, and $300. Each time Cardmember acquires a multiple of $50, he/she may go online to www.bankofamerica.com/onlinebanking or call the number printed on the back of your credit card to request a check, statement credit or online for a direct deposit.
- No cap on dollar redemption – no limit to how much you can earn.
- 0%* Introductory APR applies to balance transfers, check cash advances, and direct deposits for the first 15 billing cycles. You will lose the intro rate if you exceed the credit limit or are late with a payment. Payments you make will be applied to lower rate balances first.
- No annual fee and the flexibility to pay over time
- Redeem your cash rewards for cash back payable in a check, statement credit, or direct deposit.§
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Pulaski Bank Gold Visa® Card from Pulaski Bank
- Fixed Rate APR of 8%
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles. Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
| APR: 8% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $0 |
Blue from American Express® from American Express©
- 0% APR on Purchases for Up to 12 Months
- No Annual Fee
- Low Balance Transfer APR ? 2.99% for 12 Months
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds.
| APR: 8.99% | Intro rate: 0% APR for Up to 12 Months | Intro period: 12 |
| Grace period: 20 Days | Annual fee: $0 |
Bank of America Accelerated Rewards American from Bank of America
- Earn rewards faster with 1.25 points for every net retail purchase dollar§
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Bank of America WorldPoints Platinum Plus from Bank of America
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A. (USA)
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Blue Cash® from American Express from American Express©
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Express Approval. Get a Decision in Less Than 60 Seconds.
| APR: 9.99% | Intro rate: 0% APR for Up to 12 Months | Intro period: 12 |
| Grace period: 20 Days | Annual fee: $0 |
Bank of America WorldPoints Platinum Plus from Bank of America
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
| APR: 9.99% - 19.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Pulaski Bank Visa® Card from Pulaski Bank
- Fixed Rate APR of 6.5%
- 0% Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed within 3 Months of Your Account Open Date
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
| APR: 6.5% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $35 |
NFL Extra Points Platinum Plus® Visa from Bank of America
- Earn reward points with each purchase you make with your NFL Extra Points™ credit card and get the ultimate NFL experience for yourself.§§
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- No Annual Fee.
- Earn 1 point for every $1 in net retail purchases.
- No limit to the number of points you can earn each year
- Card issued by FIA Card Services, N.A.
| APR: 9.99% / 15.99% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
NASCAR RacePointsSM Platinum Plus® Visa® from Bank of America
- Earn RacePointsSM every time you make a purchase.
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
- No annual fee
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
| APR: 9.99% / 15.99% | Intro rate: 0% | Intro period: 12 Billing Cycles |
| Grace period: Check Site | Annual fee: None |
Blue Sky from American Express® from American Express©
- 0% Intro APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 2.99% for 12 Months
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds.
| APR: 9.99% | Intro rate: 0% APR for Up to 12 Months | Intro period: 12 |
| Grace period: 20 Days | Annual fee: $0 |



