Looking for a new low interest credit card? Listed below are some of the best low interest credit cards that are available on the market today. Some of these great credit card offers even have benefits in addition to the low interest rate such as cash back, introductory rates and even rewards.
These credit cards are generally targeted towards visitors that have a good or better credit rating.
Discover® More Card- Black
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
| APR: 11.99% - 20.99% (Variable)* | Intro rate: 0%* | Intro period: 9 months* |
| Grace period: Check Site | Annual fee: None |
Zync from American Express(SM)
- Earn 10,000 Membership Rewards(R) points after first purchase
- Enjoy a low annual fee of just $25 for Basic Card
- Pay no interest - that's because you pay in full each month
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Protect eligible purchases with Purchase Protection and Extended Warranty
- Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $25 annual fee |
Discover® More Card - $75 Cashback Bonus
- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
| APR: 11.99% - 20.99% (Variable)* | Intro rate: 0%* | Intro period: 6 months* |
| Grace period: Check Site | Annual fee: None |
Simmons First Visa® Platinum Rewards
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
| APR: 9.25% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Simmons First Visa® Platinum
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
| APR: 7.25% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: None |
Bryant State Bank MasterCard
- Low Interest Rate of 11.25%*
- Introductory Balance Transfer Rate
- No Balance Transfer Fee
- $0 Fraud Liability
- 24/7 Online Account Access
- Emergency Cash Advance & Card Replacement
- Worldwide Acceptance
- *See Card Terms and Conditions
| APR: 11.25% | Intro rate: 3.25% APR for 6 Months on Balance Transfers | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $20 |