Credit Card Comparison from JSNET.org

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Featured Card
APR: as low as 11.99% Variable
Intro rate: 0%
Intro period: 6 Months
Grace period: Check Site
Annual fee: None
Featured Card. Most Popular from Our Top Offers:
Most Popular from Our Top Offers:
Miles by Discover® Card
  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Apply now
Visa® Black Card Apply now
Visa® Black Card
  • 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
  • Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
  • Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
  • Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
  • Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
  • Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
  • Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

APR: 13.24% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: $495
Starwood Preferred Guest(R) Credit Card from American Express Apply now
Starwood Preferred Guest(R) Credit Card from American Express
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
APR: 15.24% Intro rate: See Terms* Intro period: See Terms*
Grace period: Check Site Annual fee: See Terms*
Simmons First Visa® Platinum Rewards Apply now
Simmons First Visa® Platinum Rewards
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
APR: 9.25% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
American Express(R) Premier Rewards Gold Card Apply now
American Express(R) Premier Rewards Gold Card
  • Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
  • No annual fee for your first year, a savings of $175
APR: N/A Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: See Terms*
Escape by Discover® Card Apply now
Escape by Discover® Card
  • 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
  • Unlimited Double Miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
  • Enhanced travel benefits
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
  • $60 Annual Fee

APR: as low as 11.99% Variable Intro rate: 0% Intro period: 6 months
Grace period: Check Site Annual fee: $60
Discover® Motiva(SM) Card Apply now
Discover® Motiva(SM) Card
  • Cash Rewards for your good credit management!
  • Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

APR: as low as 11.99% Variable Intro rate: 3.99% Intro period: 6 Months
Grace period: Check Site Annual fee: None
Platinum Card(R) from American Express Apply now
Platinum Card(R) from American Express
  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
APR: N/A Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: $450 annual fee
Slate(SM) from Chase Apply now
Slate(SM) from Chase
  • 0% Intro APR for up to 12 months
  • No Annual Fee
  • Pay down balances on your terms with Blueprint(SM)
  • Zero Liability on unauthorized purchases
  • E-mail and text alerts
APR: As low as 13.24% Variable Intro rate: 0% Intro period: up to 12 Months
Grace period: Check Site Annual fee: None