If you are looking for a viable way to control your or a family member's spending a prepaid credit card or prepaid debit card could be the solution that you are seeking. These prepaid credit cards are loaded with funds prior to the shopping trip and are only allowed to buy goods up to that value, meaning that you will never fall into debt. There are costs associated with these prepaid credit cards though and these need to be factored into your comparisons.
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| Grace period: Check Site |
| Annual fee: See Terms* |
Most Popular from Prepaid & Debit Cards:
Baby Phat Prepaid Visa® RushCard from M&T Bank
- Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
Public Savings Bank Secured Black Card from Public Savings Bank
- 0% APR for 6 Months on Purchases
- No Annual Fee
- We Report to All 3 Credit Bureaus
- No Minimum Credit Score, No Income/Employment Verifications
- 25 Day Grace Period
- Use the Card Everywhere You See the Visa® Logo
- Lifetime Credit limit up to $10,000
| APR: 11.24% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $0 |
Wired Plastic™ Visa® Prepaid Card from The Bancorp Bank
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
READYdebit™ card from MetaBank
- 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
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| Grace period: Check Site | Annual fee: N/A* |
AccountNow™ Prepaid MasterCard® from AccountNow
- Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
AccountNow Prepaid Visa® Card from AccountNow
- NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
Prepaid Visa® RushCard from M&T Bank
- Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
SilverCard Prepaid MasterCard® from MetaBank
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Grace period: Check Site | Annual fee: N/A |
Prepaid Visa® Black Diamond RushCard from M&T Bank
- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
Prepaid Visa® Purple Diamond RushCard from M&T Bank
- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |