If you are looking for a viable way to control your or a family member's spending a prepaid credit card or prepaid debit card could be the solution that you are seeking. These prepaid credit cards are loaded with funds prior to the shopping trip and are only allowed to buy goods up to that value, meaning that you will never fall into debt. There are costs associated with these prepaid credit cards though and these need to be factored into your comparisons.
| APR: % |
| Intro rate: No Introductory Rate Available |
| Intro period: |
| Grace period: Not applicable to this type of card. |
| Annual fee: $0 |
Most Popular from Prepaid & Debit Cards:
Prepaid Visa® RushCard™ from Manufacturers and Traders Trust Company
- Free Credit Builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free Direct Deposit of Tax Refunds, Anticipation Loans, and Paychecks
- Free 24x7 Customer Service
- Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
- Simple and Reasonable - No Monthly, Annual, or Hidden Fees
- Everyone is Eligible ? No Credit Check or Employment Verification
- Helps Control Debt - You Can't Overspend!
Public Savings Bank Secured Black Card from Public Savings Bank
- 0% APR for 6 Months on All Purchases
- Unauthorized Use Protection
- As Low as $300 Minimum Deposit FDIC Insured Account
- Up to $1M Credit Limit
- Income, Credit and Employment Not a Factor
- We Report to All 3 Major Credit Bureaus Within 30 Days of the First Statement Cycle
- Worldwide Acceptance
- *Terms and Conditions Apply
| APR: 11.24% | Intro rate: 0% APR for 6 Months | Intro period: 6 |
| Grace period: 25 Days | Annual fee: $0 |
BuyRIGHT Pre-Paid MasterCard® from MetaBank
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Baby Phat Prepaid Visa® RushCard™ from Manufacturers and Traders Trust Company
- Free Credit Builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free Direct Deposit of Tax Refunds, Anticipation Loans, and Paychecks
- Free 24x7 Customer Service
- Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
- Simple and Reasonable - No Monthly, Annual, or Hidden Fees
- Everyone is Eligible ? No Credit Check or Employment Verification
- Helps Control Debt - You Can't Overspend!
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
AccountNow® Prepaid Visa® from MetaBank
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Vision Silver(SM) Prepaid MasterCard® from MetaBank
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Next Millennium MasterCard® from New Millennium Bank
- Get a Full Privilege Secured MasterCard® Credit Card Account
- Get Approved for Up To $5,000 in Secured Credit with No Credit Check
- Guaranteed Approved Regardless of Credit History or Income
- Earn Interest on Your Deposits
- FDIC Insured
| APR: 19.5% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $59 |
Eufora Prepaid MasterCard® with Credit Builder - Elite Level from The Bancorp Bank
- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit
- FREE Point of Sale Transactions
- FREE 24/7 Online Access
- FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
New Millennium Bank Secured Platinum Visa®/MasterCard® from New Millennium Bank
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Free Companion Airfare
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Guaranteed Issue
- Credit Amount Equals the Deposit
- Complimentary Online Services for Account Management and Payments
- Be Approved Regardless of Income or Credit History
- Reports to the 3 Major Credit Bureaus
| APR: 19.5% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $59 |
Millennium Advantage Pre-Paid MasterCard® from New Millennium Bank
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Credit Check or Income Verification Required
- No Chexsystem Check
- No Minimal Balance Required!
- Phone and On-line Account Access
- Shop and Pay Bills On-line!
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
New Millennium Bank Secured Gold Visa® / MasterCard® from New Millennium Bank
- No Credit Check
- Approved Regardless of Credit History
- Total Credit Limit Up To $10,000*
- Reports to All 3 Bureaus
- Get Cash at Over 740,000 ATMs
- Emergency Cash Transfers
- Auto Rental Insurance
- $100,000 Travel Accident Insurance
| APR: 19.5% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $59 |
Wired Plastic™ Prepaid Visa® Card from The Bancorp Bank
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
READYdebit® Card from MetaBank
- Visa® Debit Card ? Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support ? Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
AccountNow™ Prepaid MasterCard® from AccountNow
- Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
AccountNow Prepaid Visa® Card from AccountNow
- NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
Baby Phat Prepaid Visa® RushCard from M&T Bank
- Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: N/A |
Prepaid Visa® RushCard from M&T Bank
- Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: N/A |
Vision Premier(SM) Prepaid Visa® Card from The Bancorp Bank
- $0 ACTIVATION with Direct Deposit*
- $0 WEEKLY FEE with Direct Deposit*
- Guaranteed Approval / No Credit Check
- FREE Direct Deposit; No More Check Cashing Fees
- FREE Email/SMS Alerts; Instantly Know Your Balance
- FREE Unlimited Purchase Transactions
- FREE Online Checking
- Popular Load Locations: Western Union, MoneyGram, ACE, & More
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Current by Discover - Teen Prepaid Debit Card from Discover©
- Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
- Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
- Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
- $0 Fraud Liability Guarantee
- Withdraw Cash at ATMs
- Get Exclusive Discounts at Teen's Favorite Merchants
- Free E-Mail and Text Message Activity Alerts
- No Minimum Balances, Loading Fees or Credit Check
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $50 |
AccountNow® Prepaid MasterCard® from MetaBank
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
ARC Travel MasterCard® from Security Savings Bank
- NO MONTHLY OR ANNUAL FEES
- 100% Guaranteed Approval - No Credit Check
- Multiple Load Options Including PayPal
- FREE Mobile and E-mail Balance and Activity Alerts
- FREE TRAVEL BENEFITS: Lost Luggage, Emergency Card Replacement, Medical Assistance, and More!
- PAYPASS TAP N’ GO Technology
- Multiple Cards Available - Get Cards for Up to 4 People Per Account
- Reloadable, Up to $9,500 Balance
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Applied Bank® Secured Visa® Credit Card from Applied Bank
- 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
- CHOOSE Your Credit Limit Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED Worldwide at Millions of Locations
- CREDIT Bureau Reporting
- *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
| APR: 9.99% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $50 |
Applied Bank® Secured Visa® Gold Card from Applied Bank
- 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
- CHOOSE Your Credit Limit Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED at 27 Million Locations Worldwide and Online
- CREDIT Bureau Reporting
- *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
| APR: 9.99% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $50 |