If you are looking for a viable way to control your or a family member's spending a prepaid credit card or prepaid debit card could be the solution that you are seeking. These prepaid credit cards are loaded with funds prior to the shopping trip and are only allowed to buy goods up to that value, meaning that you will never fall into debt. There are costs associated with these prepaid credit cards though and these need to be factored into your comparisons.
ACE Pink Visa® Prepaid Debit Card
- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
Public Savings Bank Secured First Visa Card
- No Credit History and no Checking Account Required
- Straight forward pricing - 0% APR on all purchases for the first 6 months with no annual or monthly fees
- We report to all three credit bureaus, so you'll start building your credit fast
- Four options for funding your card
| APR: 11.24% | Intro rate: 0% | Intro period: 6 months |
| Grace period: Check Site | Annual fee: none |
Wired Plastic™ Visa® Prepaid Card
- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
AccountNow™ Prepaid MasterCard®
- 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
AccountNow Prepaid Visa® Card
- 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
SilverCard Prepaid MasterCard®
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: N/A |
Green Dot® Gold Prepaid Visa Card
- FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: See Terms* |
READYdebit® Card
- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
| APR: * | Intro rate: * | Intro period: * |
| Grace period: Check Site | Annual fee: N/A* |
Public Savings Bank Secured Card
- Build credit history – we report to all 3 major credit bureaus
- 0% APR on all purchases for the first 6 months
- No annual fees or monthly maintenance fees
- No credit check
- No checking account required
- Your credit is not a factor!
- Choose your initial credit limit from $300-$2000
- Lifetime credit lines up to $5,000
- Free fraud protection against unauthorized use
- Use the card everywhere you see the Visa logo
| APR: 11.24% | Intro rate: 0% | Intro period: 6 months |
| Grace period: Check Site | Annual fee: none |