Credit Card Comparison from JSNET.org

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Featured Card
APR: 9.99% - 19.99%
Intro rate: N/A
Intro period: N/A
Grace period: Check Site
Annual fee: None
Featured Card. Most Popular from Points:
Most Popular from Points:
Bank of America Accelerated Rewards™ American from Bank of America
  • Earn rewards faster with 1.25 points for every net retail purchase dollar§
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.

Terms & Conditions

Apply now
American DreamCard™ Platinum MasterCard® Apply now
Star Star Star Star
American DreamCard™ Platinum MasterCard® from HSBC Bank
  • American DreamCard™ - The First and Only "POOLED REWARDS™" Credit Card
  • You Don't Need to be a Big Spender to Win Big with This Credit Card
  • The American DreamCard&8482; is the Credit Card Program that Can Make People Rich!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Every $1 in Net Retail Purchases = 1 Entry to Win (Up to 1,000 Entries Per Purchase)
  • No Annual Fee*
  • Get 1,000 Entries Just for Applying!
APR: 14.99% Intro rate: No Introductory Rate Available Intro period:
Grace period: 20 Days (Min.) Annual fee: $0
Bank of America WorldPoints™ Platinum Plus Apply now
Bank of America WorldPoints™ Platinum Plus from Bank of America
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions

APR: 9.99% - 19.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Bank of America Visa Signature® WorldPoints&# Apply now
Bank of America Visa Signature® WorldPoints&# from Bank of America
  • Receive a $25 Statement Credit§§ after qualifying transaction(s)*
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 15 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Card issued by FIA Card Services, NA.

*Terms & Conditions

APR: 9.99% - 19.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Bank of America World MasterCard® with WorldP Apply now
Bank of America World MasterCard® with WorldP from Bank of America
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConcierge(SM) service, a unique personal assistance service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions

APR: 9.99% - 19.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Bank of America WorldPoints™ Platinum Plus Apply now
Bank of America WorldPoints™ Platinum Plus from Bank of America
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A. (USA)

Terms & Conditions

APR: 9.99% - 19.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Bass Pro Shops® Outdoor Rewards Platinum Plus Apply now
Bass Pro Shops® Outdoor Rewards Platinum Plus from Bank of America
  • Earn Points for Free Bass Pro Shops merchandise.
  • Earn 4% on every net retail purchase of Bass Pro Shops branded merchandise. Earn 2% on net retail purchases made in Bass Pro Shops retail stores, catalogs or at basspro.com.merchandise. Earn 1% on net retail purchases at over 22 million places your card is accepted.
  • No Annual Fee
  • Free $25 Gift Card after qualifying use(s) of your new account.
  • Help Conservation Efforts - With each card purchase, Bass Pro Shops and the National Fish and Wildlife Foundation will make a contribution to help conservation efforts, with a guaranteed yearly contribution as high as $1.5 million, at no additional cost to you.
  • Card issued by FIA Card Services, N.A. (USA)

Terms & Conditions

APR: 9.9% / 15.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Major League Baseball® Extra Bases™ Cred Apply now
Major League Baseball® Extra Bases™ Cred from Bank of America
  • The only credit card on the planet that earns you points towards autographed memorabilia by past and current players, VIP access, field-level game tickets, travel rewards and even cash rewards that will blow you away!§§
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
  • No Annual Fee
  • Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.§
  • Offers secure online access.
  • 24/7 fraud protection
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 9.99% / 15.99% Intro rate: 0% Intro period: 12 Billing Cycles
Grace period: Check Site Annual fee: None
NASCAR RacePointsSM Platinum Plus® Visa® Apply now
NASCAR RacePointsSM Platinum Plus® Visa® from Bank of America
  • Earn RacePointsSM every time you make a purchase.
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
  • No annual fee
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 9.99% / 15.99% Intro rate: 0% Intro period: 12 Billing Cycles
Grace period: Check Site Annual fee: None
NFL Extra Points™ Platinum Plus® Visa Apply now
NFL Extra Points™ Platinum Plus® Visa from Bank of America
  • Earn reward points with each purchase you make with your NFL Extra Points™ credit card and get the ultimate NFL experience for yourself.§§
  • 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
  • No Annual Fee.
  • Earn 1 point for every $1 in net retail purchases.
  • No limit to the number of points you can earn each year
  • Card issued by FIA Card Services, N.A.
  • Apply Now!

Terms & Conditions

APR: 9.99% / 15.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Home Advantage™ World MasterCard® Credit Apply now
Home Advantage™ World MasterCard® Credit from Bank of America
  • 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
  • Earn 1 point for every $1 in net retail purchases at all merchants§
  • Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
  • Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
  • No limit to the number of points you can earn each year
  • Absolute fraud protection against unauthorized use, online and offline
  • Access to the MyConcierge(SM) service, a unique personal assistance service§
  • Secure Online Account Access and electronic bill payment service
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 9.99% - 19.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Fidelity Investments Rewards Visa Signature® Apply now
Fidelity Investments Rewards Visa Signature® from FIA Card Services
  • Earn one Point for every dollar spent in net retail purchases.§
  • Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more.§
  • 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks through your first 12 billing cycles.
  • No Annual Fee.

Terms & Conditions

APR: 14.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Financial Rewards® Visa® Platinum Plus&# Apply now
Financial Rewards® Visa® Platinum Plus&# from Bank of America
  • 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
  • Card issued by FIA Card Services, NA.

Terms & Conditions

APR: 10.99% - 19.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Fidelity Investments® 529 College Rewards Apply now
Fidelity Investments® 529 College Rewards from FIA Card Services
  • Earn 1.5% on net retail purchases charged to the card
  • Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically
  • 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
  • With American Express SelectsSM, enjoy special online offers for your family from merchants around the world
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 16.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: $0
Brighter Planet™ Visa® Credit Card Apply now
Brighter Planet™ Visa® Credit Card from Bank of America
  • Automatic point redemptions to help build renewable energy projects
  • 1 EarthSmart Point for every $1 net retail
  • 1,000 EarthSmart bonus points with first transaction
  • 1,000 EarthSmart bonus points for signing up for paperless statements
  • For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 9.99% / 15.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: none
BoatU.S.™ Platinum Plus® Visa® Card Apply now
BoatU.S.™ Platinum Plus® Visa® Card from Bank of America
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for the first 12 billing cycles.
  • Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
  • Access to the MyConciergeSM service, a unique personal assistance service**
  • Absolute fraud protection against unauthorized use, online and offline
  • No annual fee
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 9.9% / 15.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
Pet Rewards™ Platinum Plus Visa® Credit Apply now
Pet Rewards™ Platinum Plus Visa® Credit from Bank of America
  • 500 bonus points after your first purchase
  • 1 point for every dollar you spend on everyday purchases
  • Rewards begin at just 750 points
  • Earn points toward veterinary services, pet food discount certificates, and shelter donations
  • Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
  • Card issued by FIA Card Services, N.A.

*See website for complete terms and conditions of card usage and application disclosure.

APR: 14.99%* Intro rate: 0% Intro period: 6 Billing Cycles
Grace period: Check Site Annual fee: None
Elite Rewards® World MasterCard® Apply now
Elite Rewards® World MasterCard® from Bank of America
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
  • No annual fee.
  • Earn 500 Bonus Points after first qualifying purchase with the account.
  • Earn Bonus Points for every net retail dollar you spend at participating merchants.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 9.9% / 15.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
IberiaBank Visa® Platinum Rewards Card Apply now
Star Star Star Star Star
IberiaBank Visa® Platinum Rewards Card from IberiaBank
  • Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
  • Turn Your Points Into Hotel, Gift, or Experiential Rewards
  • Travel Accident Coverage Up to $1,000,000
  • No Annual Membership Fee
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • No Transaction Fee for Balance Transfers
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
APR: 8.5% Intro rate: 0% APR for 6 Months Intro period: 6
Grace period: 25 Days Annual fee: $0
Starwood Preferred Guest® Credit Card from Am Apply now
Star Star Star Star
Starwood Preferred Guest® Credit Card from Am from American Express©
  • Earn Up to 25,000 Starpoints® ? Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
  • Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
  • No Annual Fee for the First Year and $45 Thereafter
  • Transfer Starpoints® ? Almost Always on a 1:1 Basis ? to the Frequent Flyer Programs of Over 30 Major Airlines
  • Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
  • Express Approval. Get a Decision in Less Than 60 Seconds
APR: 14.99% Intro rate: 2.9% APR for 6 Months Intro period: 6
Grace period: 20 Days Annual fee: $45
Union Plus MasterCard® Apply now
Star Star Star
Union Plus MasterCard® from HSBC Bank
  • FREE Rewards Program Designed for Hard-Working Union Members
  • Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
  • Earn 1 Point for Every Dollar Spent Anywhere
  • Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
  • NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
  • 1.99% Introductory APR on New Purchases*
  • All Calls Answered in the United States
  • No Annual Fee and No Liability for Unauthorized Use
APR: 12.99% Intro rate: 1.99% APR for 6 Months Intro period: 6
Grace period: 25 Days Annual fee: $0
Delta Reserve Credit Card Apply now
Star Star Star Star
Delta Reserve Credit Card from American Express©
  • Annual First-Class Companion Certificate, Which Can Be Used for a First-Class or Coach-Class Ticket!
  • Earn Up to 10,000 Medallion® Qualification Miles (MQMs) After Your First Purchase
  • Built-In Miles Boost(SM) - Earn Up to 30,000 MQMs and 30,000 Bonus Miles
  • Complimentary Crown Room Club® Access for You and Two Guests
  • Access to American Express® Concierge Services
  • Pay with Miles - Pay for All or Part of Any Delta Flight with Your Miles
APR: 14.99% Intro rate: No Introductory Rate Available Intro period:
Grace period: 20 Days Annual fee: $450
Preferred Rewards Gold Card Apply now
Star Star Star Star Star
Preferred Rewards Gold Card from American Express©
  • Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift
  • No Pre-Set Spending Limit
  • No Annual Fee for the First Year - $125 Thereafter
  • The Membership Rewards® Program ? Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Redeem for Your Choice of Travel, Shopping, and Entertainment Rewards
  • Gold Card Events ? Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
  • Express Approval. Get a Decision in Less than 60 Seconds
APR: % Intro rate: No Introductory Rate Available Intro period:
Grace period: Not applicable to this type of card. Annual fee: $125
Preferred Rewards Green Card Apply now
Star Star Star Star Star
Preferred Rewards Green Card from American Express©
  • Earn 5,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $50 Gift
  • No Pre-Set Spending Limit*
  • No Annual Fee for the First Year - $95 Thereafter
  • Complimentary Enrollment in our Award Winning Membership Rewards® Program.
  • Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Double Points at Supermarkets, Gas Stations, Drugstores, and More!
  • Transfer Points to 17 Frequent Flyer Programs
  • Express Approval. Get a Decision in Less than 60 Seconds
APR: % Intro rate: No Introductory Rate Available Intro period:
Grace period: Not applicable to this type of card. Annual fee: $95
JetBlue Card from American Express Apply now
Star Star Star Star
JetBlue Card from American Express from American Express©
  • Get 50 TrueBlue(R) Points After Your First Purchase - That's Half Way to an Award Flight!
  • TrueBlue Points Don't Expire
  • Earn One Award Dollar for Virtually Every Dollar You Spend
  • Earn Double Award Dollars on Entertainment, Leisure, Travel, and Dining
  • 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue Points = One Round Trip Flight
  • Express Approval. Get a Decision in Less Than 60 Seconds
APR: 14.99% Intro rate: 3.99% APR for 6 Months Intro period: 6
Grace period: 20 Days Annual fee: $40
American Express® Platinum Card Apply now
Star Star Star Star Star
American Express® Platinum Card from American Express©
  • Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
  • No Pre-Set Spending Limit
  • 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
  • Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
  • By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
  • Complimentary Airport Club Access
  • The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
APR: % Intro rate: No Introductory Rate Available Intro period:
Grace period: Not applicable to this type of card. Annual fee: $450
The Nature Conservancy Platinum Plus® Visa Apply now
The Nature Conservancy Platinum Plus® Visa from Bank of America
  • The Nature Conservancy will receive 0.65% of all Net Purchases.
  • No Annual Fee & 0% Intro
  • Choose from four distinct card images of places supported by The Nature Conservancy.
  • Complimentary one year membership and subscription to Nature Conservancy magazine, for new members.
  • This credit card program is issued and administered by FIA Card Services, N.A.

Terms & Conditions

APR: 9.99% / 15.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None
The Rainbow Card® Platinum Plus® Visa Apply now
The Rainbow Card® Platinum Plus® Visa from Bank of America
  • For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
  • Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
  • No annual fee
  • Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

APR: 9.9% / 15.99% Intro rate: N/A Intro period: N/A
Grace period: Check Site Annual fee: None