If you want to be rewarded for using your credit card, these reward points credit cards could help you get discounts in your favourite store, you may even accumulate enough reward points for free goods or services. Goods and service that are available with these points credit cards include hotel, travel and possible auto rewards to name but a few.
Please note that several of these credit card do come with an annual fee that will need to be considered before the application. However, an annual fee is not all bad, taking into account the annual fee, your chosen credit card's earnings with an annual fee could still be more beneficial than the next best rewards credit card choice without an annual fee.
| APR: as low as 11.99% Variable |
| Intro rate: 0% |
| Intro period: 6 Months |
| Grace period: Check Site |
| Annual fee: None |
Most Popular from Points:
Miles by Discover® Card
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
Visa® Black Card
- 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
- Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
- Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
| APR: 13.24% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $495 |
American Express (R) Preferred Rewards Gold Card
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $125 annual fee |
Delta Reserve Credit Card
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
| APR: 14.50% | Intro rate: See Terms* | Intro period: See Terms* |
| Grace period: Check Site | Annual fee: $450 per year |
American DreamCard™ MasterCard®
- Over $1.1 Million Awarded to Date!
- Large monthly cash jackpots
- Earn entries from everyday shopping
- Get 1,000 entries just for applying!
- A New Winner Every Month!
- Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
- *See terms and conditions for important rate, fee, and other cost information, and limitations
| APR: 14.99% or 21.99% V | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $0- $59* |
Platinum Card(R) from American Express
- Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $450 annual fee |
American Express(R) Premier Rewards Gold Card
- Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
- No annual fee for your first year, a savings of $175
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: See Terms* |