If you want to be rewarded for using your credit card, these reward points credit cards could help you get discounts in your favourite store, you may even accumulate enough reward points for free goods or services. Goods and service that are available with these points credit cards include hotel, travel and possible auto rewards to name but a few.
Please note that several of these credit card do come with an annual fee that will need to be considered before the application. However, an annual fee is not all bad, taking into account the annual fee, your chosen credit card's earnings with an annual fee could still be more beneficial than the next best rewards credit card choice without an annual fee.
| APR: 10.99% - 16.99% (Variable)* |
| Intro rate: 0%* |
| Intro period: 6 Months* |
| Grace period: Check Site |
| Annual fee: None |
Most Popular from Points:
Miles by Discover® Card
- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR
American Express(R) Gold Card
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $125 annual fee |
Zync from American Express(SM)
- Earn 10,000 Membership Rewards(R) points after first purchase
- Enjoy a low annual fee of just $25 for Basic Card
- Pay no interest - that's because you pay in full each month
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Protect eligible purchases with Purchase Protection and Extended Warranty
- Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $25 annual fee |
Delta Reserve Credit Card
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
| APR: 14.50% | Intro rate: See Terms* | Intro period: See Terms* |
| Grace period: Check Site | Annual fee: $450 per year |
American DreamCard™ MasterCard®
- Over $1.2 Million Awarded to Date!
- Large monthly cash jackpots
- Earn entries from everyday shopping
- Get 1,000 entries just for applying!
- A New Winner Every Month!
- Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
- See terms and conditions for important rate, fee, and other cost information, and limitations
| APR: 14.99% or 21.99% Variable | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $0- $59* |
American Express(R) Premier Rewards Gold Card
- 3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: See Terms* |