If you want to be rewarded for using your credit card, these reward points credit cards could help you get discounts in your favourite store, you may even accumulate enough reward points for free goods or services. Goods and service that are available with these points credit cards include hotel, travel and possible auto rewards to name but a few.
Please note that several of these credit card do come with an annual fee that will need to be considered before the application. However, an annual fee is not all bad, taking into account the annual fee, your chosen credit card's earnings with an annual fee could still be more beneficial than the next best rewards credit card choice without an annual fee.
| APR: 11.99% - 18.99%* |
| Intro rate: 0%* |
| Intro period: 6 Months* |
| Grace period: Check Site |
| Annual fee: None |
Most Popular from Points:
Miles by Discover® Card from Discover©
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
Visa® Black Card from Barclays
- 0% APR for 6 Months on Balance Transfers*
- Exclusive Rewards Program - Receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime
- Limited Membership - Limited to ensure the highest caliber of personal service is provided to every Cardmember
- 24-Hour Concierge Service - Enjoy our 24-hour world class Concierge Service, ready to assist you with all your travel, leisure and personal needs
- Patent Pending Carbon Card - The Black Card has a unique carbon design, guaranteed to get you noticed
- Travel Lounge Priority Pass - World's largest independent airport VIP lounge program, allowing you access to more than 500 airport lounges in over 90 countries worldwide.
| APR: 13.24% | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $495 |
American Express (R) Preferred Rewards Gold Card from American Express©
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $125 annual fee |
Delta Reserve Credit Card from American Express©
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
| APR: 14.50% | Intro rate: See Terms* | Intro period: See Terms* |
| Grace period: Check Site | Annual fee: $450 per year |
American DreamCard™ MasterCard® from American DreamCard
- Over $1.1 Million Awarded to Date!
- Large monthly cash jackpots
- Earn entries from everyday shopping
- Get 1,000 entries just for applying!
- A New Winner Every Month!
- Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
- *See terms and conditions for important rate, fee, and other cost information, and limitations
| APR: 14.99% or 21.99% V | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $0- $59* |
Discover® More(SM) Card - Monogram from Discover©
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
| APR: 11.99% - 18.99%* | Intro rate: 0%* | Intro period: 6 Months* |
| Grace period: Check Site | Annual fee: None |
Platinum Card(R) from American Express from American Express©
- Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: $450 annual fee |
American Express(R) Premier Rewards Gold Card from American Express©
- Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
- No annual fee for your first year, a savings of $175
| APR: N/A | Intro rate: N/A | Intro period: N/A |
| Grace period: Check Site | Annual fee: See Terms* |